SynWallet is the insurance program created by the Cooperative Bank of Chania in collaboration with the Cooperative Insurance Company. Through a simple process, it provides peace of mind in case of theft or loss of your debit or credit card and ensures immediate compensation for your personal belongings, such as:
• Bag
• Wallet
• Mobile phone
• Keys
• Personal documents
At the same time, it protects your purchases (goods bought using the card) from theft or damage (within Greek territory).
Annual Premiums:
• €25 with annual payment
Program Features:
- Coverage in case of theft or loss of personal items simultaneous with the theft or loss of your credit or debit card.
• Purchase protection (goods bought using the card) against theft or damage within 60 days from the date of purchase.
• Insurance against everyday risks of theft or loss.
• Innovative coverage options.
• Comprehensive insurance for all cards issued through the Cooperative Bank of Chania, in a single program with one charge.
• Simple and immediate claims process.
• Global coverage.
Coverages*
| Withdrawal Protection: In case of theft of money within 12 hours from ATM withdrawal using physical force or threat | €300 per incident / annual limit |
| Unauthorized Charges or Withdrawals: Coverage for unauthorized charges or withdrawals made after the loss or theft of your credit or debit card | €500 per incident / €1,000 annual limit |
| Replacement Cost of Personal Documents: In case of loss or theft of personal documents, simultaneously with the theft or loss of your card |
€100 per incident / annual limit |
| Replacement Cost of Keys (house, office, or car): In case of loss or theft of keys, simultaneously with the theft or loss of your card | €100 per incident / annual limit |
| Replacement Cost of Wallet: In case of loss or theft of your wallet, simultaneously with the theft or loss of your card | €100 per incident / annual limit |
| Replacement Cost of Bag (or briefcase): In case of loss or theft of your bag, simultaneously with the theft or loss of your card | €200 per claim / annual limit |
| Mobile or Tablet Device Coverage: Coverage for the cost of replacing a mobile phone or tablet in case of theft, simultaneously with the theft of your card, with a 25% depreciation per semester | €200 per incident / annual limit |
| Post-Theft Communication Costs: Coverage for phone communication costs made within 12 hours of the theft of your mobile phone and before the deactivation of the SIM card | €200 per incident / annual limit |
| Purchase Protection: Protection for goods purchased with the card against theft or damage within 60 days from the date of purchase – Excess of €40 | €500 per incident / €1,000 annual limit |
*For detailed description of coverages, insured amounts, conditions, and exclusions, please refer to the general terms of the insurance policy, available at all Bank branches.
Conditions
• Holders of a personal credit or debit card from the Cooperative Bank of Chania.
• Insured person’s age at entry: from 18 to 70 years old.
• Permanent residents of Greece.
• Insured person’s age at exit from the program: upon reaching the age of 76.
Are you interested?
To learn more about insuring your personal belongings with the SynWallet program, please fill out the Interest Form for insurance products.
