What Fixed Business Assets loan is

A loan that may fund up to 100% of your business equipment and your business property.

Main features

  • Repayment period up to 15 years and possibility for a grace period

  • Option for one-off or gradual disbursement according to the investment (in cases of construction, expansion or renovation, the business submits the project’s budget and the disbursement is paid in installments as the project proceeds

  • Repayment in installments or installments plus interest with a frequency adapted to your financial potential

  • Floating interest rate, according to standard rates for consumer loans, determined according to the borrower’s credit rating and submitted guarantees.

  • Option to repay early the loan at no extra cost.


  • Financing up to 100% of the net value of invoices for new equipment (repayment period up to 10 years and possibility for a grace period)


  • Financing up to 80% of the property’s total estimated commercial value; financing may reach 100% in cases of construction, expansion or renovation of the property (repayment period up to 15 years and possibility for a grace period)

Required Documents

In order to make a loan request at the Cooperative Bank of Chania, you will need the following documents:


  • ID or Passport

  • Recent income tax statement

  • A bill from a Public Utility Organization or any other document certifying your address

  • A current phone bill confirming your phone number.


Where applicable, you may be asked to provide further and/or different documents. Please visit or contact any Βranch of the Cooperative Bank of Chania.