What Personal | Consumer Loan is

A consumer loan that covers your personal needs, with floating interest rate and duration adapted to your profile.

Main features

  • Repayment in installments with duration adapted to your financial circumstances and according to the guarantees you provide to the Bank

  • In case the loan is intended for car purchase, the Cooperative Bank of Chania offers a Vehicle Loan so you can get the car you prefer with advantageous financing terms.

  • Floating interest rate, according to standard rates for consumer loans, plus inflation rates, determined in accordance to the borrower’s credit rating and submitted guarantees.

  • Option to repay the loan early at no extra cost.

Required Documents

In order to make a loan request at the Cooperative Bank of Chania, you will need the following documents:

  • ID or Passport

  • Recent income tax statement

  • A bill from a Public Utility Organization or any other document certifying your address

  • A current phone bill confirming your phone number.

Where applicable, you may be asked to provide further and/or different documents. Please visit or contact any Βranch of the Cooperative Bank of Chania.