What Payroll / Pension Account is
A deposit account designed to serve your daily banking needs, in case you are a salaried employee or a pensioner, offering high interest rates and additional benefits.
Main features
No required minimum opening deposit
0,25% interest rate for amounts up to €5.000. For amounts over €5.000 interest rate is determined according to the respective savings accounts interest.
Returns from the first cent
When opening the account, the beneficiary can choose between a checking account or a savings account accompanied by a bankbook.
Benefits
A cheque book may be issued
Possibility to overdraft to cover emergency needs with a special advantageous interest rate
Connection with a Visa Debit card
Immediate cashflow with same-day charge of the account
Automatic interest payment at the end of every semester (after the deduction of the current tax towards the State, presently determined at 15%)
Possibility to pay Public Utility bills (electricity, water supply etc.) or other companies (mobile phone bills, insurance etc.) with direct debit or standing order
Possibility to determine standing orders for loan payments (credit cards, consumer and housing loans)
Zero handling cost, regardless of the transaction number and amount or the account balance
Transactions through web-banking, so you can track your account at any moment, credit transfers and an array of bank transactions 24/7 with the highest possible security.
A cheque book may be issued
Connection with a Visa Debit card
Immediate cashflow with same-day charge of the account
Automatic interest payment at the end of every semester (after the deduction of the current tax towards the State, presently determined at 15%)
Possibility to pay Public Utility bills (electricity, water supply etc.) or other companies (mobile phone bills, insurance etc.) with direct debit or standing order
Possibility to determine standing orders for loan payments (credit cards, consumer and housing loans)
Zero handling cost, regardless of the transaction number and amount or the account balance
Transactions through web-banking, so you can track your account at any moment, credit transfers and an array of bank transactions 24/7 with the highest possible security
Required Documents
In order to open an account at the Cooperative Bank of Chania, you will need the following documents:
ID or Passport
Recent income tax statement
A bill from a Public Utility Organization or any other document certifying your address
Certificate of employment in case you are employed
A current phone bill confirming your phone number.
Where applicable, you may be asked to provide further and/or different documents. Please visit or contact any Βranch of the Cooperative Bank of Chania.
Make good use of your money!
