What Individuals Checking Account is

A deposit account with an overdraft addressed to individuals that offers the option to perform transfers, cash collection and payments. Moreover, you have the option of an overdraft and cheque book issuance.

Main features

  • No required minimum opening deposit

  • Returns from the first cent

  • A cheque book may be issued for easy transactions

  • Possibility to overdraft to cover emergency needs

  • Connection with Visa Debit card for:

    •  instant around-the-clock access to your accounts through the ATMs network of the Cooperative Bank of Chania and other banks
    • purchases in Greece and abroad with immediate charge to your account at stores and business that bear the VISA sign
  • Instant cash flow without time restrictions

  • Interest payment is credited at the end of every semester (after the deduction of the current tax towards the State, presently calculated at 15%)

More benefits

  • Possibility to pay Public Utility bills (electricity, water supply etc.) or other companies (mobile phone bills, insurance etc.) with direct debit or standing order

  • Possibility to determine standing orders for loan payments (credit cards, consumer and house loans)

  • Transactions through web-banking, so you can track your account at any moment, credit transfers and an array of bank transactions 24/7 with the highest possible security.

Required Documents

In order to open an account at the Cooperative Bank of Chania, you will need the following documents:

  • ID or Passport

  • Recent income tax statement

  • A bill from a Public Utility Organization or any other document certifying your address

  • Certificate of employment in case you are employed

  • A current phone bill confirming your phone number.


Where applicable, you may be asked to provide further and/or different documents. Please visit or contact any Βranch of the Cooperative Bank of Chania.