What Individuals Checking Account is
A deposit account with an overdraft addressed to individuals that offers the option to perform transfers, cash collection and payments. Moreover, you have the option of an overdraft and cheque book issuance.
No required minimum opening deposit
Returns from the first cent
A cheque book may be issued for easy transactions
Possibility to overdraft to cover emergency needs
Connection with Visa Debit card for:
- instant around-the-clock access to your accounts through the ATMs network of the Cooperative Bank of Chania and other banks
- purchases in Greece and abroad with immediate charge to your account at stores and business that bear the VISA sign
Instant cash flow without time restrictions
Interest payment is credited at the end of every semester (after the deduction of the current tax towards the State, presently calculated at 15%)
Possibility to pay Public Utility bills (electricity, water supply etc.) or other companies (mobile phone bills, insurance etc.) with direct debit or standing order
Possibility to determine standing orders for loan payments (credit cards, consumer and house loans)
Transactions through web-banking, so you can track your account at any moment, credit transfers and an array of bank transactions 24/7 with the highest possible security.
In order to open an account at the Cooperative Bank of Chania, you will need the following documents:
ID or Passport
Recent income tax statement
A bill from a Public Utility Organization or any other document certifying your address
Certificate of employment in case you are employed
A current phone bill confirming your phone number.
Where applicable, you may be asked to provide further and/or different documents. Please visit or contact any Βranch of the Cooperative Bank of Chania.