What ‘Exarhis’ Online time deposit is

The online version of our popular account ‘Exarhis’: a time deposit of a 3- to 12-month duration that ensures profit from day one, as interest is credited the day the account is opened.

Main features

  • Easy and quick opening of the account without visiting a branch

  • Duration: 3 to 12 months

  • Minimum deposit amount €5.000

  • Maximum deposit amount €200.000

  • Interest down payment on the first day


In order to open ‘Exarhis’ Online time deposit, you must:

  • Be registered in Chania eBanking service

  • Already have a deposit account from which the capital will be transferred to the time deposit

Need help?


The interest rate is fixed and listed in the interest rate table of the Bank

When filling in your application form, you will be required to select an account in which interest will be deposited. The joint holders of this account can be also appointed as joint holders of ‘Exarhis’ Online. Main holder assumes the responsibility to inform joint holders about their involvement in ‘Exarhis’ Online time deposit.

You have the option to ask for early repayment for the total amount of the deposit, with a penalty that cannot exceed the total amount of interest paid in advance upon opening the account, after deducting corresponding taxes. You can ask for an early repayment only by visiting one of our Branches.